Emergency Loan Fund

Emergency Loan Fund

You can apply to the University for an Emergency Loan if you suddenly find yourself in financial difficulty.

Awarding Body

Robert Gordon University

Value

Dependent on individual circumstances
On this page

Overview

Emergency loans are designed to provide short-term financial assistance to students in immediate need, primarily for essential maintenance costs such as food, travel and consumables/toiletries. These loans are not intended for tuition fees, rent payments, library fines, or non-essential expenses.

The Emergency Loan funds are extremely limited, loans are capped at £50 per student and each student can only borrow one loan at a time. An increase to £100 is available only in exceptional circumstances.

Emergency loans are not grants and must be repaid, nor are they a solution to long term underfunding or cash-flow problems.

Repayments

All emergency loans must be repaid within a maximum period of 8 weeks. This term is crucial to uphold the emergency nature of these loans and to foster responsible borrowing and repayment habits. Timely repayment is essential, as it allows us to continue offering support to other students facing financial difficulties. 

Payment Method

RGU has partnered with Flywire to accept payments from students based in the UK and Internationally. Details about how to make a payment online by bank transfer or card:

Making Payment

Non-payment of Emergency Loan

Students who fail to repay an emergency loan on time may face enrolment delays, be refused future funds, and be referred to the University’s External Debt Collection Agency, impacting their credit rating.

Eligibility

Eligible Countries of Residence

All countries are eligible for this scholarship, funding or discount.

Eligible Courses

Course Level

  • Undergraduate
  • Postgraduate

Mode of Attendance

  • Full Time
  • Part Time

Mode of Study

  • On Campus
  • Online Learning

Subject Area

  • All Subjects

Other Requirements

Emergency loans are issued exclusively to current students. 

Students are eligible for only one emergency loan at a time; a new loan can only be requested once the previous one has been fully repaid. This ensures fair access to the fund for all students in need. 

Before applying for an emergency loan, you should familiarise yourself with the terms and conditions:

  • Emergency loans are only issued to registered students 
  • Emergency loans are only issued for essential maintenance costs such as food, travel to and from University, essential medical costs and essential consumables/toiletries.
  • Emergency loans will not be issued to fund tuition fees, library fines or any other fines which could have been avoided.
  • if you are in the final year of your course you are not eligible to apply for an emergency loan after your course end date regardless of graduation date.
  • additional information may be requested to support your application.

How to Apply

To apply, students must:

  • Provide a clear reason for the loan application, detailing the immediate financial need.
  • Submit bank details for the loan transfer.
  • Confirm agreement with these guidelines and understanding of the repayment terms.

Applications can be made online on AskRGU:

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