Ontario Students Assistance Program (OSAP)

Ontario Students Assistance Program (OSAP)

OSAP is a mix of grants and loans for students to help pay for a college or university education.

Awarding Body
Ontario Government and Federal Government
Dependant on awarding body and individual circumstances


RGU is on the list of approved institutions for the OSAP programme.

OSAP is assessed on a case by case basis and students can be given a loan, a student grant or a combination of both.

For full details students should use the OSAP calculator on the website:

The OSAP offers two kinds of money:

  • grants - you don’t have to pay back
  • student loans - you need to repay

OSAP can help you pay for:

  • tuition
  • books, equipment and supplies
  • compulsory student fees charged by a school
  • living expenses (full-time students only)
  • child care (for students with children)


Eligible Countries of Residence

  • Canada

Applicants must be residents of Ontario.

Eligible Courses

Course Level

  • Undergraduate
  • PhD

Mode of Attendance

  • On Campus

Mode of Study

  • Full Time

Subject Area

  • All Subjects

Other Requirements

OSAP is open to Ontario residents of any age who are:

You may not be eligible for OSAP if you:

  • don’t meet the academic progress requirements
  • have enough financial resources, including other forms of government aid, to cover your expenses allowed by OSAP
  • report income on your OSAP application that’s significantly different from what you reported to the Canada Revenue Agency (CRA)
  • have defaulted on a student loan
  • have grant or bursary overpayments or multiple outstanding loan overpayments
  • failed a credit check
  • declared bankruptcy or consumer proposal, or consolidation orders
  • have reached your lifetime limit of student loan funding (340 weeks of funding, 400 weeks of funding for doctoral studies, 520 weeks of funding for students with disabilities)
  • are an international student

How to Apply

To apply or find out more information, applicants should visit the website:

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