Maintenance Loans - England

Maintenance Loans - England

You may be eligible to apply for a maintenance loan to cover your living costs.

Awarding Body
Student Finance England
Dependent on individual circumstances
Quantity of Awards
One application per student per academic year


The amount available will depend on your household income.

Payment is made in 3 equal instalments – September, January and April.

You will repay the loan once you have left university.

Loan Repayment

Repayment will not begin until the April after you complete or otherwise leave your course.

Your repayments are linked to your income. You will repay 9% of your income over the repayment threshold which is currently £25,725 a year in the UK. If your income changes, either rising or falling, your repayment amounts will automatically change to reflect this.

Any outstanding balance is written off after 30 years.

Repayments which you would make at different income levels
Income each year before tax Approx. monthly repayment
£25,725 NIL
£27,000 £9
£29,500 £28
£31,000 £39
£33,000 £54

Further details about student loans, repaying your loan and the interest rate:


Eligible Countries of Residence

  • England

Eligible Courses

Course Level

  • Undergraduate

Mode of Attendance

  • On Campus

Mode of Study

  • Full Time

Subject Area

  • All Subjects

Other Requirements

Applicants must have met the conditions set out by Student Finance England

Students who are liable for the payment of tuition fees should refer to How to Pay.

How to Apply

You should apply online through Student Finance England:

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