William D. Ford Federal Direct Loan (Direct Loan) Programme

Important information for Students wishing to apply for Direct Loans 

Students undertaking the following courses are NOT eligible to receive Federal Direct Loans.

  • Distance Learning Courses
  • Courses which are being studied less than half-time
  • Nursing Courses
  • Courses which include study, placement or research in the United States.
  • Courses that are taught or part taught with another institution that is not eligible or not certified to participate in the William D Ford Direct Loans (Direct Loan) programme.

If your course is not eligible for Federal Direct Loans, you can apply for private loans to cover costs.  The only US private loan known to us is the Smart Option Loan from Sallie Mae.  Please refer to the following websites for specific details about eligibility, how to apply, loan amounts and other terms and conditions.


Please note that inclusion of this information is not an endorsement or recommendation by Robert Gordon University.

How to Apply

How to Apply for Federal Direct Loan

Annual Loan Amounts

American Annual Loan Amounts